Personal Banking

Non-Interest Bearing

EB Free Checking

  • $100.00 to Open
  • No Service Charge
  • Unlimited Withdrawals
  • $100.00 Bounce Protection upon Credit Approval
  • $7.50 monthly dormant inactivity fee if balance falls below $100.00

Regular Checking

  • $100.00 to Open
  • $7.50 Service Charge if balance falls below $100.00
  • Unlimited Withdrawals OR a $0.15 charge per withdrawal If balance falls below $100.00 any day of the month
  • $300.00 Bounce Protection upon Credit Approval
  • $7.50 monthly dormant inactivity fee if balance falls below $100.00
  • *** This account is FREE with a direct deposit ***

Interest Bearing

Prime 50 Checking

  • $100.00 to Open
  • $7.50 Service Charge if balance falls below $100.00
  • Unlimited Withdrawals
  • $750.00 Bounce Protection upon Credit Approval
  • For customers age 50 or above
  • Free Checks
  • $7.50 monthly dormant inactivity fee if balance falls below $100.00
  • Interest Bearing Account

Now Checking

  • $100.00 to Open
  • $7.50 Service Charge if balance falls below $750.00
  • Unlimited Withdrawals OR a $0.15 charge per withdrawal if balance falls below $1,500 any day of the month
  • $750.00 Bounce Protection upon Credit Approval
  • $7.50 monthly dormant inactivity fee if balance falls below $100.00

X-Treme Money Market Checking

  • $1,500.00 to Open
  • $10.00 Service Charge if balance falls below $1,500.00
  • 3 FREE Withdrawals per statement period and a $10.00 charge per withdrawal thereafter
  • $750.00 Bounce Protection upon Credit Approval
  • $7.50 monthly dormant inactivity fee if balance falls below $100.00
  • Interest Bearing Account

Convenience Services

FREE Online Banking

Our online banking service is available to you worldwide, 24 hours a day, 7 days a week. 

Check balances, transfer funds, make a loan payment, pay bills and so much more!

FREE Bill Pay

Skip the stamps and pay your bills online with FREE Bill Pay from Exchange Bank.

FREE E-Statements

Help save the Earth... one bank statement at a time with FREE E-Statements! Do your part & live smart!

FREE Telephone Banking

Access your account with your phone at all times with our telephone banking services.

FREE ATM/Visa Check Card

Open an account with Exchange Bank and receive a FREE ATM/Visa Check Card. *Upon credit approval*

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