Savings Accounts

Regular Savings

  • $100.00 to Open
  • $5.00 quarterly fee if balance falls below $300.00
  • Six withdrawals per quarter and a $2.00 charge per withdrawal thereafter
  • $7.50 monthly dormant inactivity fee if balance falls below $100.00
  • ** This account is FREE to minors, however, withdrawal limitations still apply.**

Cash for College

  • $100.00 to Open
  • $3.00 quarterly fee if balance falls below $100.00 and interest rate reduces to regular savings rate
  • Penalty for early withdrawal
  • Account Maturity at child's 18th Birthday
  • Interest Bearing Account

Convenience Services

FREE Online Banking

Our online banking service is available to you world wide, 24 hours a day, 7 days a week. Check balances, transfer funds, make a loan payment, pay bills and so much more!

FREE Bill Pay

Skip the stamps and pay your bills online with FREE Bill Pay from Exchange Bank.

FREE E-Statements

Help save the Earth... one bank statement at a time with FREE E-Statements! Do your part & live smart!

FREE Telephone Banking

Access your account with your phone at all times with our telephone banking services.

FREE ATM/Debit Card

Open an account with Exchange Bank and receive a FREE ATM/Debit Card. *Upon credit approval*

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