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Exchange Bank and Trust Company

Health Savings Accounts

 A Health Savings Account is a tax-exempt account established exclusively for the purpose of paying or reimbursing qualified medical expenses to you, your spouse and your dependents.
 

Am I Eligible for an HSA?

 
You are eligible for a regular HSA contribution if, with respect to any month, you:
  • Are covered under a high-deductible health plan (HDHP) on the first day of such month;
  • Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types of permitted insurance and permitted coverage);
  • Are not enrolled in Medicare; and
  • Cannot be claimed as a dependent on another individual's tax return.
For more information on Health Savings Accounts please contact an Exchange Bank Customer Service Representative!
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Savings & CDs


All of our savings accounts include convenient services such as online banking and a free ATM/Debit card.

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Apply With Us

 
Find the Exchange Bank checking account that's right for you!