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Exchange Bank and Trust Company

Apply For A Home Loan

Let's Get Started!

Applying for a Home Loan has never been easier! Our online Residential Mortgage Application is mobile friendly and can be viewed and accessed from a tablet or smartphone! You can review the loan status, meet critical deadlines, review requested items and monitor closing details by logging in. You can also upload requested documents to our Home Team securely and with ease. Ready to get started?? Click the button below...

Credit Report Information

In order to process your mortgage loan application, Exchange Bank will run a credit report from the 3 major credit bureau’s (Equifax, Experian and Trans Union). The credit bureaus may place your name on a prescreened list and within minutes, may sell the list to several companies. Exchange Bank does NOT authorize the sale of your personal information and will NEVER share your information with these companies. The bank has no control over this practice, but there are ways you can prohibit these types of solicitations from companies you don’t recognize. One of the easiest things you can do is to OPT OUT.

Opt Out Prescreen is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

Click the button below to read more information about the OPT OUT process...



Not Ready To Apply?

Call Our Home Team Now!


310 N. Main Street
Stillwater, OK 74075
Phone: 405.743.6001

Monday thru Friday: 8:00am to 5:00pm
Saturday: By Appointment


523 Delaware
Perry, OK 73077
Phone: 580.336.5531

Monday thru Wednesday & Friday: 8:30am to 3:00pm
Thursday: 8:30am to 5:00pm
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Home Loans

We offer a wide variety of mortgage loans, including Conventional, FHA, Rural Development, and more.

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We offer several different checking accounts to meet your needs.