Apply For A Home Loan

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Applying for a Home Loan has never been easier! Our online Residential Mortgage Application is mobile friendly and can be viewed and accessed from a tablet or smartphone! You can review the loan status, meet critical deadlines, review requested items and monitor closing details by logging in. You can also upload requested documents to our Home Team securely and with ease. Ready to get started?? Click the button below...

Residential Mortgage Application

Credit Report Information

In order to process your mortgage loan application and determine your loan eligibility, Exchange Bank is required to run a credit report. A non-refundable credit report fee of $130.00 will be charged to obtain your credit history from the 3 major credit bureaus (Equifax, Experian & Trans Union).

We offer several safe & secure ways to pay the fee...

FEE-FREE: CASH, CHECK or DEBIT.

We impose a surcharge of 3% on the transaction amount on credit card products, which is not greater than our cost of acceptance.

Obtaining your credit history does not constitute a commitment or offer to lend.

The credit bureaus may place your name on a prescreened list and, within minutes, may sell the list to several companies. Exchange Bank does NOT authorize the sale of your personal information and will NEVER share your information with these companies. The bank has no control over this practice, but there are ways you can prohibit these types of solicitations from companies you don’t recognize. One of the easiest things you can do is to OPT OUT.

Opt Out Prescreen is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

Click the button below to read more information about the OPT OUT process...

Opt Out Here