Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Exchange Bank and Trust Company

Credit Cards

Choosing the right credit card is easier than ever.

 

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!
 
To compare cards and see which option would be the best fit for you, click the box below...
 

 

To apply for a credit card, click the box below...
 
 
 

Pay Down Balances.

 

Visa Platinum Card


Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card.
 
 

 

Flexible Cash Rewards.

 

Cash Rewards American Express Card


Earn cash back every time you use your card: 3% on the first $6,000 in eligible net purchases made each year at gas stations, 2% on eligible supermarket net purchases, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.
 
 
 

Rewards to use the way you want.

 

Visa Real Rewards Card


Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). Plus, earn 2,500 bonus rewards points after your first purchase. There is no limit on the total cash back you can earn, and you have five years to redeem for rewards.
 
 

Premier Rewards American Express Card


Earn up to 4 points for every $1 spent on eligible net restaurant purchases, 3 points for every $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas purchases and 1 point for every $1 spent on all other eligible net purchases. Plus, earn 10,000 one-time bonus rewards after you spend $1,000
in the first 3 months. There's no cap or limit on the number of points you can earn, and you have five years to redeem for rewards. Also, receive reimbursement for either Global Entry or TSA Pre✔®.
 
 
 

Build your credit.

 

Visa College Real Rewards Card


Earn 1.5 points monthly for every dollar you spend on eligible net purchases.5 There’s no cap or limit on the points you can earn, plus you have five years to redeem points for rewards. 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.
 
 

Visa Secured Card

 
Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history, here's a great way to begin that process. Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.
 
 

Report Lost or Stolen Credit Cards

 
Business and After Hours - Call 1-800-558-3424
 
*See application for disclosure.
business building icon

Business Loans


If you are interested in borrowing to start a new business or expand your existing business, we can help.

piggy bank icon

Savings & CDs


All of our savings accounts include convenient services such as online banking and a free ATM/Debit card.